Login

Online Banking



Enroll Online
Cancel

Rates

Savings Certificates Mortgages Fees Loans

Effective as of: 09/01/2016
Fees
Membership/Specific Account Fees
Business Checking Service Fee$10.00 Per Month
Money Market Monthly Service Charge; if balance drops below $1,000$10.00 Per Month
Regular Share Account Membership Fee$1.00
Bill Pay Monthly Service Charge (free w/E-Statement or at least 2 bill pay transactions per month)$5.95
 
Account and Loan Fees
Account Investigation, Research, Reconciliation, Deposit Verification (min 1 hour)$35.00 Per hour
Check Copy (after 2 free per statment period)$3.00 Each
Courtesy Pay/Paid NSF- ACH, Billpay, Draft, EFT, and Loan$30.00 Each
Debit Card Replacement$10.00 Each
Debit Card Pin Replacement$3.00 Each
Deposit Collection Item$30.00 Each
Excessive Withdrawal Fee- More than 6 Regular Share Withdrawls$2.00 Each
Loan Extension Fee (Skip-a-payment)$35.00 Each
Loan Late Fee: Delinquent Consumer Loan, Mastercard, and Real estate/Mortgage5% of Payment after 15 days with a minimum of $25.00
Loan Modification Fee (Collateral Substitution/Early Release)$35.00 Per Event
Mastercard Replacement Fee (Excludes Renewal Cards)$10.00 Each
Mastercard Pin Number Replacement Fee$3.00
NSF Return Fee- ACH, Draft, EFT, and Loan Payments$30.00 Per Item Max 5 Per Day
Overdraft Transfer Fee- ACH, Draft, and EFT$15.00 Per Transfer
Regular Share Early Closure Fee (if account closed within first 90 days)$20.00
Return Item- Deposited item returned unpaid$30.00 Each
Statement Reprint$10.00 Each
Account Print Out Fee$5.00 Each
Stop Payment Fee- ACH, Billpay, Draft, EFT, and Teller Check$35.00 Per Item
Teller Checks (payable to other)$10.00
Teller Checks (payable to self) $5.00
Share Draft Checking Fee (free if you have E-Statements OR minimum avg balance of $1000 OR Senior Account)$6.00 Per Month
 
General Service Fees
ACH Origination (free recurring Monthly debit)$5.00 One time Debit
Coin Counting Loose Coin5% of Total
Fax Fee (up to 10 pages)$5.00
Legal Process Fee (Levy, Garnishments, Holds, Child Support, $100.00 per instance
Legal Document Review (POA, Heirship, or other legal documents)$50.00
Money Order Fee$5.00 Per Money Order
Return Mail Processing Fee$10.00 Per Item
Temporary Checks (excludes new account opening)$4.00 Per Sheet
Verification of Income/Deposit$10.00 Each
Check Cashing Fee (applies to share accts w/o other services and non-members)$5.00
Visa Gift Card$5.95
Visa Travel Card (other fees may apply)$9.95
Visa Travel Card Reload$4.95
Wire Transfer Incoming Fee$10.00 Per Transfer
Wire Transfer Outgoing Fee$35.00 Per Transfer
 
If you have any questions or require current rate and fee information on your account, please call the Credit Union at (903) 595-3604
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the United Credit Union website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the United Credit Union website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of United Credit Union. CLICK OK TO CONTINUE OR CANCEL TO ABORT

Continue Cancel

Back to Top