How does your credit score affect your mortgage rate?

credit scores vary from happy to sad

The money you need to borrow to buy a house (after making a down payment) is your mortgage. In addition to the amount borrowed, your mortgage comes with a small percentage number, which represents the amount of money you give to your lender each month. That money is the direct financial cost of borrowing the…

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How much house can you afford?

how much house can you afford

In order to purchase a home, you, of course, need to have money. Many people rush into a home purchase only to discover later that they could never afford the home they purchased. Before purchasing a house, it’s wise to look at your monthly income to determine how much square feet you can afford. Here…

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