Uncategorized

Protect Your Debit Card from Spooky Activity

Debit Card

There’s nothing spookier than discovering that your debit card information has been compromised. While we might enjoy being spooked for fun during the Halloween holiday, there are some scary situations that are best to avoid. To help you enjoy only the best spooky parts of the season, we’ve come up with five potential dangers to…

Read More

7 Tips to Teach Your Children to Save Money

Savings for Kids

Though most schools will not teach children important financial habits until later, you can instill successful habits in your children at home. Teaching your children effective saving habits when they are young can have a lasting impact and help them be prepared for their futures. To help you get started, we’ve compiled seven tips to…

Read More

Five Tips for Super Savings

carpooling

Summer is a wonderful time to relax and make fun memories with your family, but toward the end of summer, vacations, entertainment, and back-to-school expenses can leave your wallet pretty empty. Although you may find yourself with less cash during this back-to-school time, it can also be a great time to implement new saving habits…

Read More

5 Benefits of Refinancing Your Boat

Boat

Many East Texans spend summertime on the lake to beat the Texas heat. However, making large monthly payments on a boat could put a damper on that summer fun.   If you are making monthly payments on a boat loan, you may find that you can save money by refinancing, which will allow you to…

Read More

What’s the difference between a Credit Union and a Bank?

credit union

Take a drive around any East Texas town and you may find an abundance of churches, fast food restaurants, and financial institutions. With so many options for handling your money out there, it can be overwhelming to decide who should be trusted with your hard-earned dollars. We will outline some general differences between banks and…

Read More

Increase Your Home’s Value with these Renovations

Renovations

Selling your house? Whether you are moving, downsizing, or just planning ahead for ‘one day,’ it is important to consider renovations that will increase your home’s value. Certain renovations will help give your home a competitive edge over other properties and maximize your resale value. We’ll dive into the best remodeling projects to take on…

Read More

Questions You Should Ask Your Mortgage Lender

mortgage

So you’re wanting to start a mortgage. Congrats! That means you’re planning on buying a home that you (hopefully) love. However, before you sign on, it’s important to ask your potential lender several questions.     As a mortgage lender ourselves, we believe transparency is important and that borrowers should be fully informed before beginning…

Read More

How does your credit score affect your mortgage rate?

credit scores vary from happy to sad

The money you need to borrow to buy a house (after making a down payment) is your mortgage. In addition to the amount borrowed, your mortgage comes with a small percentage number, which represents the amount of money you give to your lender each month. That money is the direct financial cost of borrowing the…

Read More

How much house can you afford?

how much house can you afford

In order to purchase a home, you, of course, need to have money. Many people rush into a home purchase only to discover later that they could never afford the home they purchased. Before purchasing a house, it’s wise to look at your monthly income to determine how much square feet you can afford. Here…

Read More